Targeted Financing

Overview

Bread works with you to tailor financing options that make sense for your business. In addition to your default financing program, Bread allows you to create additional financing programs that your store can selectively offer based on pre-defined conditions. Our Shopify app and gateway supports cart size targeted financing. For example, you could configure the Bread app and gateway to offer 0% APR financing for customers that have a cart total over $500.

Note: Financing programs must be created through your main Success point of contact.

Implement Targeted Financing

The first step to implementing targeted financing is to reach out to your main Success point of contact. Your Success point of contact can help create a new financing program for your account and supply you with the financing-program-id required to implement them.

Once you have a new financing program with the financing-program-id in hand, the next step is to configure the Bread app and gateway to use them. Let’s start with the Bread app configuration which handles Bread buttons on the product and cart page:

  1. Open the Shopify Admin, select Apps, and then click on Bread
  2. Once you’re in the Bread settings view, scroll down to Targeted Financing and check the box next to Enable Targeted Financing
  3. Enter the financing-program-id provided by your Success point of contact
  4. Enter the desired cart size value (in dollars) to trigger your targeted financing program
    For example: A cart size value of 500 would enable your targeted financing program for any product or cart worth $500 and up.
  5. Make sure to hit the Save button

    Screenshot of App settings


    Example $500 threshold for targeted financing

Once targeted financing is enabled in the Bread app, the next step is to configure the Bread gateway which handles Bread as a payment method on the checkout page:

  1. Log into your Shopify Gateway account at https://shopify.getbread.com
  2. Scroll down to settings and check the box next to Enable Targeted Financing
  3. Enter the same financing-program-id provided by your Success point of contact
  4. Enter the desired cart size value (in dollars) to trigger your targeted financing program
  5. Hit Save when you’re done

    Screenshot of Gateway Account settings

Your store should be ready for cart-size targeted financing! In the future, we plan to roll out support for other forms of targeted financing such as targeting by line item/SKU and targeting by discount code.